Georgia's 136 credit unions continued their upward trend in 2014, finishing the year with increases in membership and lending. 

Fourth quarter overall loan growth was 2 percent, bringing the 2014 increase to 11.1 percent. New vehicle loans were up 5.5 percent in the quarter and 31.9 percent for the year. Used vehicle loans increased 6.7 percent in the quarter, contributing to an annual increase of 14.7 percent over 2013. 

"Clearly, the numbers point to strong demand for vehicle loans and other types of consumer credit," said Mike Mercer, president/CEO of Georgia Credit Union Affiliates. "With growing confidence about job stability and higher household income, credit union members are spending money again. This is showing up in higher loan growth and subdued growth in savings accounts."

 Highlights from the report:

• Overall loan growth was at 2 percent in the fourth quarter and 11.1 percent for the full year.

• In 2014 total new vehicle loans grew 31.9 percent and used vehicle loans were up 14.7 percent.

• On a $25,000 new auto loan, credit union members in Georgia saved an average of more than $500 over five years.

For more information on fourth quarter findings for the state's credit unions, click HERE for the latest edition of "Paying Attention." Click HERE to view previous data.